How to Dispute Your Credit Reports

Instructions on getting a Experian membership to access all 3 credit reports (Experian, TransUnion, and Equifax).

Get Membership

Review Your Credit Report

Look over the reports from Experian, TransUnion, and Equifax to find discrepancies that may need to be disputed.

Step 1: Review Your Credit Report

Look over the reports from Experian, TransUnion, and Equifax to find discrepancies that may need to be disputed.

Step 2 : File an FTC Report

If you find fraudulent accounts, the first step is to file a FTC report on www.identitytheft.gov.

Step 3: File a Complaint with the CFPB

If needed, file a complaint with the CFPB using their platform (www.cfpb.com) to report issues with your credit.